Terms & Conditions

These Terms and Conditions (hereinafter, "Terms") govern the access and use of the website innovativestratpr.com, operated by InnovativeStratPR LLC (hereinafter, "the Company"), a limited liability company duly constituted and registered in the Commonwealth of Puerto Rico. By accessing or using our website, you agree to be bound by these Terms.

1. Description of Services

InnovativeStratPR offers advisory services in: guidance on eligibility for state and federal tax credits; navigation of social assistance programs (SNAP, WIC, housing programs); access to recovery and development funds (FEMA, HUD, USDA Rural Development); administrative processing management before government agencies; and general financial education for Puerto Rico residents. The informational services provided through the website are advisory in nature and do not constitute certified professional legal, accounting, or financial advice.

2. Eligibility

The use of our website is intended for persons over 18 years of age with legal capacity to contract. By using our services, you represent and warrant that you meet this requirement.

3. Acceptable Use of the Site

You agree to use the site only for legitimate purposes and in accordance with these Terms. It is prohibited to: use the site for any illegal or unauthorized purpose; attempt to access restricted areas of the site; transmit viruses, malware, or harmful code; collect information from other users without their consent; and use the site in a manner that could damage, disable, or overload our infrastructure.

4. Contact Form

By submitting information through our contact form, you represent that: the information provided is truthful and current; you consent to the processing of your data according to our Privacy Policy; and you understand that submitting the form does not establish a contractual service relationship until both parties formally agree on the terms of service.

5. Intellectual Property

All website content, including text, graphics, logos, images, data compilations, and software, is the property of InnovativeStratPR LLC or its licensors and is protected by the intellectual property laws of Puerto Rico and the United States. The use of the Taino sun symbol in our logo is an original registered design of the Company.

6. Limitation of Liability

The information provided on this website is for general informational purposes. InnovativeStratPR LLC does not guarantee that the information is complete, accurate, or current at all times. To the maximum extent permitted by law, the Company shall not be liable for: financial decisions made based solely on information from the site; specific results in aid or government benefit applications; indirect, incidental, or consequential damages arising from the use of the site; or temporary web service interruptions.

7. Indemnification

You agree to indemnify and hold harmless InnovativeStratPR LLC, its directors, employees, and agents from any claim, damage, loss, or expense (including reasonable legal fees) arising from your use of the website or violation of these Terms.

8. Governing Law and Jurisdiction

These Terms are governed by the laws of the Commonwealth of Puerto Rico and, as applicable, by the federal laws of the United States of America. Any dispute arising from these Terms or the use of the website shall be subject to the exclusive jurisdiction of the courts of the Commonwealth of Puerto Rico, located in San Juan.

9. Modifications

InnovativeStratPR LLC reserves the right to modify these Terms at any time. Modifications will take effect upon their publication on the website. Continued use of the site after any modification constitutes your acceptance of the updated Terms.

10. General Provisions

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The failure to exercise any right under these Terms does not constitute a waiver thereof. These Terms constitute the complete agreement between you and InnovativeStratPR LLC regarding the use of the website.

11. Contact

For inquiries about these Terms and Conditions: InnovativeStratPR LLC, 251 Fortaleza Street, Office 302, Old San Juan, PR 00901. Email: info@innovativestratpr.com. Phone: +1 (787) 555-0142.